Health Insurance Consulting

Health insurance should protect your health and your wallet, not leave you guessing. With our Health Insurance Consulting, we sit down with you and walk through how deductibles, networks, and prescriptions actually work so you can see, in plain language, what you're really getting.

If you are buying individual coverage, we help you compare options side by side, focusing on your doctors, medications, and budget. For the self-employed, we explain how to balance monthly premiums with out-of-pocket costs, and where plans like high-deductible options with HSAs may make sense. If you have just been laid off, we guide you through COBRA, Marketplace plans, and short-term options so you don't have a dangerous gap in coverage.

We also offer step-by-step help choosing a plan each year, not just the first time you enroll. During renewal season, we review changes to your current plan, check your preferred providers and prescriptions, and help you decide whether to stay put or switch. Our goal is simple: you finish the conversation understanding your choices clearly and feeling confident the plan you pick fits your real life, not a brochure.